GAP Insurance

What is gap insurance? GAP insurance stands for "Guaranteed Auto Protection".

Gap insurance coverage will guarantee you full insurance coverage on any eligible vehicle no matter who's fault the accident is.

GAP insurance coverage provides you financial protection in case your leased vehicle is stolen, totaled or involved in an accident. There are two types of gap insurance coverage. One is a waiver by the lessor of the gap amount if the vehicle is stolen or totaled. The other is a contract type, usually by a third party. Under either type, you may remain responsible for the insurance deductible and for other amounts deducted from the insured amount of the vehicle by your insurance company.

The reason you need GAP coverage is because your regular auto insurance coverage only pays the actual cash value of your vehicle. Without GAP insurance, your insurer would issue payment based upon the current retail market value of your car and would not take into account any existing loans or balances you may still have. This is only to be expected because what if you owe, for some reason or another, 50% more than the actual vehicle is worth. Whould you expect your regular auto insurance policy to cover you for more than the actual value?

You should always ask your insurance agent or company about GAP insurance when shopping for a new car or motor home if you think you may need the additional coverage. Many leasing and financing companies require Gap insurance, you should inquire before buying or leasing your next car.

Click here to order gap insurance on your vehicle for $299

Areas serviced are: California Car Insurance new york, new york los angeles, california chicago, illinois houston, texas philadelphia, pennsylvania phoenix, arizona san diego, california dallas, texas san antonio, texas detroit, michigan san jose, california indianapolis, indiana san francisco, california columbus, ohio austin, texas baltimore, maryland milwaukee, wisconsin boston, massachusetts washington, district of columbia el paso, texas seattle, washington denver, colorado charlotte, north carolina fort worth, texas portland, oregon oklahoma city, oklahoma tucson, arizona new orleans, louisiana las vegas, nevada cleveland, ohio long beach, california albuquerque, new mexico kansas city, missouri fresno, california virginia beach, virginia atlanta, georgia sacramento, california oakland, california mesa, arizona tulsa, oklahoma omaha, nebraska minneapolis, minnesota honolulu, hawaii colorado springs, colorado st. louis, missouri wichita, kansas santa ana, california pittsburgh, pennsylvania arlington, texas cincinnati, ohio anaheim, california toledo, ohio buffalo, new york st. paul, minnesota corpus christi, texas aurora, colorado raleigh, north carolina newark, new jersey lexington-fayette, kentucky anchorage, alaska louisville, kentucky riverside, california bakersfield, california stockton, california birmingham, alabama jersey city, new jersey norfolk, virginia baton rouge, louisiana hialeah, florida lincoln, nebraska greensboro, north carolina plano, texas rochester, new york glendale, arizona akron, ohio garland, texas madison, wisconsin fort wayne, indiana fremont, california scottsdale, arizona montgomery, alabama shreveport, louisiana lubbock, texas chesapeake, virginia mobile, alabama des moines, iowa grand rapids, michigan richmond, virginia yonkers, new york spokane, washington augusta-richmond county, georgia glendale, california tacoma, washington irving, texas huntington beach, california arlington, virginia modesto, california durham, north carolina boise, idaho winston-salem, north carolina